Pricing
Simple plans with fixed fees. No percentages and no hidden charges.
How pricing works
Three things make up what you pay: the plan, the card fee and the amount you put on each card.
Pick a plan
Each plan has a monthly price, a card limit and a card fee. The monthly price is charged from your wallet.
Pay the card fee
The card fee is paid when you create a card, from your wallet or by card.
Load the card
The amount on the card is charged to your saved card when the card is created. It is never taken from your wallet.
Plans
Every fee is a fixed amount. Higher plans pay a monthly price for lower fees and more cards.
Standard
Essential starter plan for everyday spending and shopping.
- Card purchases & online shopping: Free (0%)
- In-app transfer (Swift to Swift): Free (0%)
- Currency exchange in app: Free (0%)
- Spend limit: 1 € – 250 €
- Card limit: 1 card only
- Instant Apple Pay & Google Pay
Plus
Lower fees and more cards for regular users.
- Card purchases & online shopping: Free (0%)
- In-app transfer (Swift to Swift): Free (0%)
- Currency exchange in app: Free (0%)
- Spend limit: 1 € – 5,000 €
- Card limit: Up to 3 cards
- Instant Apple Pay & Google Pay
Premium
The lowest fees and the most cards for heavy users.
- Card purchases & online shopping: Free (0%)
- In-app transfer (Swift to Swift): Free (0%)
- Currency exchange in app: Free (0%)
- Spend limit: 1 € – 10,000 €
- Card limit: Up to 5 cards
- Instant Apple Pay & Google Pay
Compare plans
| Standard | Plus | Premium | |
|---|---|---|---|
| Card purchases & online shopping | Free (0%) | Free (0%) | Free (0%) |
| In-app transfer (Swift to Swift) | Free (0%) | Free (0%) | Free (0%) |
| Currency exchange in app | Free (0%) | Free (0%) | Free (0%) |
| Spend limit | 1 € – 250 € | 1 € – 5,000 € | 1 € – 10,000 € |
| Card limit | 1 card only | Up to 3 cards | Up to 5 cards |
See what you pay
Pick a plan and move the slider. The fees are what your wallet charges on each kind of transaction.
| Transaction | Fee |
|---|
Card issuing and currency exchange are provided by regulated third-party financial service providers, not directly by SwiftPay Technologies Group Ltd.